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Benefits

The Fry's REWARDS World Mastercard^® gives you unlimited rewards. Every 1,000 points = $5 in free groceries.

1 Reward Point per eligible net $1 spent anywhere¹ Mastercard is accepted.
2 Rewards Points per eligible net $1 spent in the Kroger Family of Companies (excluding fuel centers).

Fry's REWARDS World Mastercard^® benefits

An additional 55� off per gallon for one year each time you redeem at least 100 fuel points² at participating Fry's REWARDS World Mastercard^® Fuel Centers.

No annual fee View Terms and Conditions.

Earn free groceries with every eligible net purchase.¹

Travel & Lifestyle Benefits³

As a World Mastercard^® cardholder, gain access to Mastercard Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in class travel companies across hotels, air travel, tours, cruises, car rentals and more.

No Foreign Transaction Fees⁴ on purchases made when you travel abroad or shop online in another country.

Lowest Hotel Rate Guarantee if you book a qualifying prepaid hotel rate through Mastercard Travel & Lifestyle Service and you find the same exact hotel stay for less, Mastercard will refund the difference.

Complimentary professional travel services. You have access to a Lifestyle Manager that will help you plan your vacation - complimentary, at your convenience. Call, email or live chat with a Lifestyle Manager 24/7/365 to help with all your travel.

Emergency Benefits

Mastercard Global Service™. Get assistance virtually anytime, anywhere with your card related questions. Call 1-800-MC-ASSIST or 1-800-622-7747. Mastercard Global Services helps you with reporting a Lost or Stolen Card, obtaining an Emergency Card Replacement or Cash Advance, finding an ATM location, and answering questions on your account.

Zero fraud liability.⁵ Pay only for purchases which you have authorized on your Mastercard. Unauthorized purchases are not your responsibility. Conditions and exceptions apply.

24-hour service

Enhanced Security

Mastercard ID Theft Protection^™⁶
Mastercard ID Theft Protection (IDT) provides you with access to a number of identity theft resolution services, should you believe you are a victim of identity theft. This product offering will alert you about possible identity theft by monitoring the surface, dark and deep web, searching for compromised credentials and potentially damaging use of your registered personal information in order to detect fraud at its inception. Services provided are on a 24-hour basis, 365 days a year. You must enroll at: https://mastercardus.idprotectiononline.com.

Fry's REWARDS World Mastercard^®

Apply now for the Fry's REWARDS World Mastercard^®

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¹ Subject to credit approval. Earn Rewards Points toward free groceries. Rewards Points are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible for Rewards Points, such as Advances, Balance Transfers, and Convenience Checks. Purchases made at The Kroger Family of Companies Fuel Centers do not earn Rewards Points or fuel points. Rewards sent automatically only to balances greater than or equal to 1,000 Rewards Points, if your Account is open and in good standing. Rewards cannot be redeemed at Fuel Centers.

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² Offer applies to new cardmembers only. Discount is redeemable only at Kroger Family of Companies Fuel Centers when you redeem at least 100 existing fuel points earned in a single month. Must be approved for the Fry's REWARDS World Mastercard^® to qualify for this offer. You must scan, redeem points and pay with your Fry's REWARDS World Mastercard^® in order to receive the fuel discount. Additional 55¢ discount offer expires one year from the cardholder’s approval date. Upon expiration, cardholder will receive additional 5¢ fuel discount at Kroger Family of Companies Fuel Centers when they scan, redeem points and pay with their Fry's REWARDS World Mastercard^®. Not valid with any other fuel offer. Accumulation excludes taxes, office services, alcohol, tobacco, fuel, prescriptions and any purchases prohibited by law. Fuel discount effective for a limited time at participating fuel center locations. Not valid in LA, MO or where prohibited by law. Purchases made at Kroger Family of Companies Fuel Centers do not earn Rewards Points. Please see store for fuel discount details and in-store spending requirements. Selling or purchasing fuel points is prohibited. Fuel redemption offer cannot be combined with any other discounts. No discounts to dealers, wholesalers, or fleet programs. No cash back. Not valid where prohibited by law. We may suspend or remove you from the fuel program due to violation of these terms or because of fraudulent activity or suspected fraudulent activity.

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³ Certain terms, restrictions and conditions apply. Refer to your Mastercard "Guide to Benefits" terms for further details.

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⁴ The APR may vary and as of 5/1/2021, the variable APR for purchases and Balance Transfers is 11.99%-23.99% (based on your creditworthiness). The variable APR for Cash Advances is 25.99%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 4% of each check amount, $10 minimum. Cash Equivalent fee: 5% of each cash amount, $20 minimum. Balance Transfer fee: 4% of each transfer amount, $10 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: $0.

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⁵ U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

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⁶ Terms and conditions apply to Mastercard ID Theft Protection. For more information, call the Mastercard Assistance Center at 1-800-Mastercard: 800.627.8372.

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Benefits

Fry's REWARDS World Mastercard® benefits

Travel & Lifestyle Benefits3

Emergency Benefits

Enhanced Security

Fry's REWARDS World Mastercard®

Fry's REWARDS World Mastercard^® benefits

Travel & Lifestyle Benefits³

Fry's REWARDS World Mastercard^®