Use your Fry's REWARDS World Mastercard® to boost your budget.

Save on fuel and groceries each time you spend. Fill up your fridge - and your car - for less than you thought. Read our FAQs to find out more about the Fry's REWARDS World Mastercard® - and see where your savings could take you.

Savings on fuel and groceries

How to Apply

We are working on exciting and new improvements to the Fry's REWARDS World Mastercard® credit card, applications are temporarily unavailable. Please come back after Monday, October 26th to see the changes we’ve made and apply for your new credit card so you can start earning cash back and save on fuel!
Yes. If you do not currently have a Shopper’s card number with your Kroger Family of Companies, one will be assigned to you.
Yes. Plus, you can request to add an authorized signer to your Fry's REWARDS World Mastercard® account so your spouse can use the card too.
Please call 800-947-1444 and choose option 1 for the status of an application. For your security, you will be required to enter your social security number to locate the application. Additional verification item(s) may be needed to validate.
In most cases, when applying online you will receive the status of your application immediately. If you're approved, your card should arrive in 7-10 business days. Length of time varies depending on individual credit status, address verification and card processing time.
Once you receive your card in the mail, call 888-200-9959 to activate.

Member Benefits

Visit our Fry's REWARDS World Mastercard® benefits page to learn more.
Visit our Fry's REWARDS World Mastercard® benefits page to learn more.
You can view your earned Rewards Points by logging into Online Banking. Learn more about Online Banking.
Rewards Points are earned at time of purchase and will be reflected on your account after the transaction posts. You can view earned Rewards Points in Online Banking. Learn more about Online Banking. For every 1,000 points you earn, you will receive a $5 1-2-3 Rewards® certificate.
1-2-3 Rewards® certificates are issued four times a year and mailed to customers in February, May, August and November if your Account is open and in good standing. Remaining points, less than 1,000, will roll over into the next cycle.
Yes, after 36 months your points do expire.
You can redeem your 1-2-3 Rewards® certificate at any of the Kroger Family of Companies. Subject to change.
Your 1-2-3 Rewards® certificates must be redeemed within one year of the date on the certificates. Subject to change.
1-2-3 Rewards® certificates have no cash value and may only be used to purchase selected merchandise at the Kroger family of Companies. Purchases must exceed the value of your 1-2-3 Rewards® certificates, as we cannot give you cash back. Subject to change.
Because you earn 1-2-3 Rewards® Points for purchases, the points you earned for a purchase you return will be subtracted from your point total.

Basic Card Facts

No. You can use the Fry's REWARDS World Mastercard® anywhere Mastercard is accepted. However, you do earn extra points by shopping at the Kroger Family of Companies Own Brand Products.
Yes. You can use your Fry's REWARDS World Mastercard® with a Personal Identification Number (PIN) for cash advances at ATMs that accept Mastercard. Cash advances do not earn Rewards Points.
The APR is competitive for credit cards that offer rewards. Keep in mind that you pay no interest on purchases (view terms and conditions) if you pay your bill in full by the payment due date each month.
You can access your Fry's REWARDS World Mastercard® account from any Internet-enabled computer.
Learn more about Online Banking.
Yes. Your Fry's REWARDS World Mastercard® is your Shopper’s card, Mastercard, and rewards card all in one.

Additional Questions

Please visit our About Enrolling page to learn more about enrolling your account into Online Banking.
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